[Noah Katz]

I imagine the dealer's insurance covers you for the test drive, but what about the drive home after I buy it?

Do I need to have set up insurance, or does the insurer (AAA) of my other vehicles automatically cover me (even though I won't be insuring the SS with them because the cost is ridiculous)?

 

[NDV]

I just have to notify my agent and let him know year/make/model and off I go. We do the paperwork some time after it's home.

 

[mikeKC]

Depends, everyone is different. My insurance company covers me after a purchase others don't. Also some dealers/states require you to show insurance before they can finish the sale.
Check with both your dealer and your insurance agent for your situation.

 

[Slobbering Fits]

Im paying cash so I dont. but if you finance ,to be sure they will require insurance .I will carry insurance especially vandalism and theft .

 

[Noah Katz]

OK thanks, I'll check.

 

[steve]

every state has different rules/laws and dealerships have different policys of how they handle insurance

 

[zeaken]

Considering your state you will probably need to make sure the insurance is in place before it leaves the lot. You have to do that in NY, the exceptions dealing with plate transfer.

 

[MitchS]

In Iowa, typically your insurance carrier will cover "new purchases" for 15 days. However, with the Slingshot due to the questionable approval with my now former insurance company I fully bound & paid for coverage BEFORE I brought it home.

 

[WingShot]

In IL you have to have valid insurance to drive it on the street, Ive had ample time waiting on the SS to arrive, so I lined up insurance now, so when it arrives I just call them and I am good. They will email me a copy of the insurance card.

 

[Zeppelin]

Hello, can anyone answer a question I have? If I pay cash for the Slingshot do I need proof of insurance to drive it off the lot in Florida? Is it illegal if I get pulled over on the way home without insurance. I wanted to get insurance after I pay for the slingshot. Thanks

 

[Otter]

Florida law gives you 30 days on your existing policy before getting it transferred or added onto.

 

[Hollywood]

Florida law gives you 30 days on your existing policy before getting it transferred or added onto.

Arizona as well.

 

[evomind]

In IL you have to have valid insurance to drive it on the street, Ive had ample time waiting on the SS to arrive, so I lined up insurance now, so when it arrives I just call them and I am good. They will email me a copy of the insurance card.

If you pay cash the dealer could care less if you have insurance or not. If its financed the dealer has to verify valid insurance.

 

[Mike Mtl]

Here in Quebec we are obliged to have insurance before even putting it on the road.
If you finance your machine, The dealer won't let you leave with it before the see the insurance paper and verify it, they oblige us to have insurance which is a good thing. If you buy it in full , The same rules are followed. If we get caught with no insurance, it's a towing and a very very very big ticket

 

[Orangeman]

Since it is titled as a motorcycle FL does not require you to have insurance, ever.

If someone finances it then it is up to their lender to make insurance a requirement.

We are doing the same, cash, no insurance at pick up, then taking the time to shop for the best price on full coverage.

.

 

[Zeppelin]

Since it is titled as a motorcycle FL does not require you to have insurance, ever.

If someone finances it then it is up to their lender to make insurance a requirement.

We are doing the same, cash, no insurance at pick up, then taking the time to shop for the best price on full coverage.

.

Thanks for response

 

[pitzerwm]

If you happen to be an old fart and have AARP Hartford Ins. they don't insure motorcycles, so you will need Foremost or someone else. Therefore the 15/30 days auto coverage won't work.

 

[WingShot]

If you pay cash the dealer could care less if you have insurance or not. If its financed the dealer has to verify valid insurance.

My point was in IL you must have proof of insurance if you get stopped, and yes any financial institution will require insurance to comply with loan regulations.

 

[John DiFiore]

I imagine the dealer's insurance covers you for the test drive, but what about the drive home after I buy it?

Do I need to have set up insurance, or does the insurer (AAA) of my other vehicles automatically cover me (even though I won't be insuring the SS with them because the cost is ridiculous)?

This is from my insurer. Best to get it covered for the ride home. You want to gamble on some idiot on his/her cell phone.

 

[Okierider]

Then you have dumba##'s like me. Assuming I would be covered by my ins. Co. I drove away without any! Farmers no longer covers bikes. Not knowing this, I thought "No biggie they cover my Suzuki!" But it's grandfathered in. Neither the bank nor the dealership asked for proof of insurance. When I called the next day to convey the Vin I got the bad news and near shat myself. AAA now has me covered through Progressive. Formost wanted me to invest in a land deal in mid Manhattan I guess. No where near the quote I received 2 months ago.