Portland Oregon, Allstate 375 a year
I think that's crazy cause insurance is to insure you and your vehicle your driving. I personally think it should be based upon your driving history/recordHave mine through Progressive as many others do. I believe I'm paying $426.00 a year for full coverage which isn't too bad. My Harley was more expensive through Progressive than the SS!!
Also, one thing that DEF affects your insurance rate is not only where you live of course, BUT what your CREDIT SCORE is!! Every now and then when you get your insurance paperwork sent out for the year you'll find that info in the fine print of the document.
I have a friend in the insurance business who confirmed that for me as well. He said most companies look at your credit score FIRST before even quoting your actual final rate! He also said most companies are more interested in your credit scores over TICKETS!! Sling on
Oh, don't get me wrong, I do too!! The idea with the insurance companies using ones credit scores is based on one thing predominantly. That being, they assume a person with a higher credit score makes better decisions when it comes to driving. They feel a person with a higher credit score is more educated and makes better decisions than one with lower scores which can indicate the failure to control ones spending in most cases.I think that's crazy cause insurance is to insure you and your vehicle your driving. I personally think it should be based upon your driving history/record
I had a 2008 Goldwing Trike I traded in on my 2016 SS SL and was paying $410.00 a year with Progressive. They upped it to $1212.00 for the SS I just Got it here in Fl from State Farm for $308.13 every 6 months for $500.00 deductible and $100,00, 500,00 and 50,00 liability.Got mine with State Farm......$205 every 6 months for full coverage. It also freezes coverage from November 1st until March 1st since the SS will most likely be resting up for warmer weather in my garage. I live in Tennessee and have a spotless driving record.
Progressive has one of the highest rates around. Do some online shopping and you'll do much better.I just got a quote from Progressive Northern California Bay Area
$3000 per year but if the SS is completely paid off then they will let you only cover for liability which is around $500.
They also state that if you try to get a loan to finance a SS they will require something called and "comp and collision" coverage which is why its $3k
Maybe someone from the Bay Area can chime in with their rates because if that's the case I can't get a SS until I can pay in full on the first day. bummer!